Terms of Service

Acceptance of Terms

By accessing and using the DeltaCraft website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our services. These terms apply to all visitors, users, and others who access or use our services.

About DeltaCraft

DeltaCraft Ltd is a company registered in Cyprus with registration number HE945231 and VAT number CY94532178X. Our registered office is located at Evagoras Avenue 89, Larnaca, 6069, Cyprus. We provide business banking comparison services and expert analysis to help businesses make informed financial decisions.

Description of Services

DeltaCraft provides business banking comparison services, including but not limited to:

• Comparative analysis of business banking products and services
• Expert consultation and personalised recommendations
• Market research and financial product information
• Educational content and resources related to business banking

User Obligations

When using our services, you agree to:

• Provide accurate and truthful information when requested
• Use our services only for lawful purposes and in accordance with these Terms
• Not attempt to gain unauthorised access to our systems or data
• Not use our services to transmit harmful, offensive, or illegal content
• Respect the intellectual property rights of DeltaCraft and third parties
• Not interfere with the proper functioning of our website or services

Intellectual Property

All content, materials, and intellectual property on the DeltaCraft website and services, including but not limited to text, graphics, logos, images, software, and data compilations, are owned by or licensed to DeltaCraft and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or reliability of any information provided. Banking products, rates, and terms are subject to change, and you should verify all information directly with banking providers before making any decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, DeltaCraft shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or in connection with your use of our services. Our total liability for any claims arising from these Terms or your use of our services shall not exceed the amount you have paid to us for the specific service giving rise to the claim.

Indemnification

You agree to indemnify, defend, and hold harmless DeltaCraft, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising out of or in connection with your use of our services, your violation of these Terms, or your violation of any rights of a third party.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Cyprus and the European Union. Any disputes arising out of or relating to these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Cyprus. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Third-Party Services

Our services may contain links to or integrate with third-party websites, services, or applications. We are not responsible for the content, privacy practices, or terms of service of any third-party services. Your use of third-party services is subject to their respective terms and conditions.

Termination

We may terminate or suspend your access to our services at any time, with or without cause, and with or without notice. You may discontinue your use of our services at any time. Upon termination, your right to use our services will cease immediately, but the provisions of these Terms that by their nature should survive termination shall remain in effect.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "last updated" date. Your continued use of our services after any changes constitutes your acceptance of the new Terms.

Contact Information

If you have any questions about these Terms of Service, please contact us: